Binance Fees Explained: Spot and Futures Rates, BNB Discount and VIP Tiers (2026)
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Binance charges several kinds of fees: spot trading fees, futures trading fees, withdrawal fees, plus costs that aren't shown as a fee at all, for example in Convert. For most users the first two matter most. The table below follows the exchange's fee page (last checked 2026-10-02).
Regular-user rates
| Product | Maker | Taker |
|---|---|---|
| Spot | 0.1% | 0.1% |
| USDT-M futures | 0.02% | 0.05% |
- Maker: your limit order rests on the order book and adds liquidity, so it pays less.
- Taker: a market order, or a limit order that fills immediately, removes liquidity and pays more.
With the BNB discount enabled, spot fees are paid in BNB at 25% off. USDT-M futures fees paid in BNB also get a discount, smaller than on spot — check the fee page.
How fees are calculated
Fee = trade value × fee rate
Spot example: a market buy of 1,000 USDT of BTC at the taker rate of 0.1% costs 1,000 × 0.1%. Without the BNB discount, the fee comes out of the BTC you receive; with it, BNB is deducted instead, at a discount.
Futures example: futures fees are charged on the position value, not the margin. 1,000 USDT of margin at 10× leverage is a 10,000 USDT position, charged at 0.05% on both open and close. Higher leverage means more fees for the same margin — something beginners often miss.
The fee calculator estimates your monthly fees and the difference versus OKX.
VIP tiers
Binance assigns VIP tiers based on 30-day trading volume and BNB balance; higher tiers pay less. Spot and futures volume are assessed separately, and fee changes apply the following day. For most individuals VIP thresholds are high, so the tips below matter more.
How to pay less
- Turn on the BNB discount in fee settings and keep a little BNB in your spot wallet — the easiest saving for regular users.
- Use limit orders when you're not in a hurry, so you pay maker rates.
- Sign up with a referral code: referred users can in some cases receive a fee rebate, shown on the sign-up page.
- Watch for zero-fee promotions: Binance periodically runs zero-fee or discounted pairs; live ones are on the campaigns page.
- Trade futures less often: fees from frequent opening and closing often exceed funding costs.
Easy-to-miss costs
- Withdrawal fees: a fixed amount per coin and network, and networks differ a lot. Compare networks and choose a cheap one the receiving platform supports — see how to transfer from Binance to OKX.
- Convert: no separate fee is shown; the cost is built into the quoted spread. For larger amounts a spot order is usually cheaper.
- Slippage: thin order books on small tokens mean large market orders fill well away from the last price.
- Funding: holding a perpetual through settlement pays or receives funding, which can outweigh trading fees — see funding rates explained.
FAQ
What is the Binance spot trading fee?
Regular users pay 0.1% maker and 0.1% taker, 25% less when paying with BNB.
How are Binance futures fees calculated?
Position value × fee rate, charged on both open and close. Regular USDT-M rates are 0.02% maker and 0.05% taker.
I enabled the BNB discount but it isn't applied — why?
Check that there is enough BNB in the spot wallet. When BNB runs out, fees are charged in the traded asset again.
Is Binance or OKX cheaper?
Regular futures fees are identical and spot fees are close; see the full Binance vs OKX comparison.